Interested in Estately Land Lease but not in Colorado? Introducing Estately Land Lease - buy the home, lease the land, and lower your monthly payments by up to 20% . Buy the home, lease the land, breathe easy You've done the work - saved, planned, and chosen the neighborhood. But rising home prices have changed the equation. With Estately Land Lease , you own the home while we purchase the land and lease it back to you long-term. The result is a more affordable path to homeownership, with lower monthly payments and the freedom to make the home your own. Making Homeownership Attainable See how Estately helps with what matters to you For the same monthly payment - see how Estately unlocks your buying power By buying only the home and leasing the land, you can increase your purchasing power by *These are estimates. Default inputs are based on recent market data and do not reflect actual terms. Visit the Affordability Calculator to learn more. How Estately Land Lease Works A smarter path to homeownership Buy the home, lease the land Estately purchases the land and leases it to you, lowering your mortgage loan size and upfront costs. Lower monthly payments Leasing the land instead of financing it can help lower your monthly payment up to 20% and make homeownership more manageable. Keep your options open Purchase the land, refinance your mortgage, or sell the home and land together at any time - all while building equity. We keep it simple with a few steps Step 1 Get pre-qualified Get pre-qualified with a participating mortgage lender and confirm a budget that works for you. Get pre-qualified with a participating mortgage lender and confirm a budget that works for you. Step 2 Find Your Dream Home Explore neighborhoods, find a qualified property, and purchase the home with your approved financing while leasing the land through Estately. Explore neighborhoods, find a qualified property, and purchase the home with your approved financing while leasing the land through Estately. Step 3 One Payment, More Flexibility Move in and make one simple monthly payment covering your mortgage and land lease, while keeping your future options open. Move in and make one simple monthly payment covering your mortgage and land lease, while keeping your future options open. More buying power Expand your home options Lower monthly payments can help broaden the range of homes that fit within your budget. Keep monthly costs manageable Access homes at higher price points while maintaining lower monthly payments. Affordability Calculator More buying power Expand your home options Lower monthly payments can help broaden the range of homes that fit within your budget. Lower monthly payments can help broaden the range of homes that fit within your budget. Keep monthly costs manageable Access homes at higher price points while maintaining lower monthly payments. Access homes at higher price points while maintaining lower monthly payments. More money in your pocket Experience lower monthly payments Own the home and lease the land to reduce your monthly payment by 15% or more.* Use your savings where it matters most Put the savings toward the things that matter most to you - paying down debt, building savings, investing, or everyday expenses. Benefit from property appreciation If you choose to sell your home, you keep any property appreciation above the land's CPI-based inflation adjustment. More money in your pocket Experience lower monthly payments Own the home and lease the land to reduce your monthly payment by 15% or more.* Own the home and lease the land to reduce your monthly payment by 15% or more.* Use your savings where it matters most Put the savings toward the things that matter most to you - paying down debt, building savings, investing, or everyday expenses. Put the savings toward the things that matter most to you - paying down debt, building savings, investing, or everyday expenses. Benefit from property appreciation If you choose to sell your home, you keep any property appreciation above the land's CPI-based inflation adjustment. If you choose to sell your home, you keep any property appreciation above the land's CPI-based inflation adjustment. You're in the driver's seat Buy the land from Estately with transparent pricing, refinance your mortgage when rates improve, or sell the home and land together to maximize sale value. You're in the driver's seat Buy the land from Estately with transparent pricing, refinance your mortgage when rates improve, or sell the home and land together to maximize sale value. Own your home your way Although Estately owns the land, you have the freedom to make the home your own - build a fence, grow a garden, make improvements, and more. You remain in control, with the flexibility to personalize your property while Estately serves as a long-term land partner. Own your home your way Although Estately owns the land, you have the freedom to make the home your own - build a fence, grow a garden, make improvements, and more. You remain in control, with the flexibility to personalize your property while Estately serves as a long-term land partner. No hidden fees or surprises We believe homeownership should feel straightforward and manageable. Estately provides transparent pricing and clear information to help you understand your options with confidence. How Our Land Lease Works No hidden fees or surprises We believe homeownership should feel straightforward and manageable. Estately provides transparent pricing and clear information to help you understand your options with confidence. Estately Land Lease is available in Colorado - and we are expanding! Sign up now to get updates and stay informed. Common questions about Estately Land Lease Explore our frequently asked questions to learn more about how Estately can help you achieve your dream of owning a home. Videos that help you learn about Estately Unlock More Doors with Estately 2:11 . Play video Unlock More Doors with Estately What to Expect After You Close? 2:01 . Play video What to Expect After You Close? How the Estately Land Lease Impacts Building Home Equity 1:56 . Play video How the Estately Land Lease Impacts Building Home Equity Understanding Changes in Your Land Lease Payment 2:27 . Play video Understanding Changes in Your Land Lease Payment Where is Estately? 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