Corporate strategy Purpose, values and ambition As One Group, OCBC enables aspirations all across ASEAN and Greater China. Where dreams take flight Where dreams take flight Where dreams take flight We dream of a good education for ourselves, and for our children. Together, we can turn aspirations into reality. OCBC Hong Kong is a subsidiary of OCBC Group, the second largest financial services group in Southeast Asia by assets. We provide comprehensive financial solutions across corporate banking, retail banking and wealth management services, serving as a vital gateway for business flows between ASEAN and Greater China. Headquartered in Singapore, OCBC Hong Kong has a rich heritage dating back to 1923, when the first branch office was established in Hong Kong. In 2023, OCBC Group unified its brand across core markets, including Hong Kong, strengthening its One Group strategy to harness the vast opportunities within the ASEAN-Greater China corridor. Guided by the core values of “Lasting Value, Integrity, Forward-looking, Respect and Responsibility”, OCBC Hong Kong is committed to delivering sustainable long-term value to our customers and employees. We are also dedicated to acting responsibly within the community, supporting cross-border collaboration, and promoting sustainability through ongoing initiatives. OCBC Hong Kong is a subsidiary of OCBC Group, the second largest financial services group in Southeast Asia by assets. We provide comprehensive financial solutions across corporate banking, retail banking and wealth management services, serving as a vital gateway for business flows between ASEAN and Greater China. Headquartered in Singapore, OCBC Hong Kong has a rich heritage dating back to 1923, when the first branch office was established in Hong Kong. In 2023, OCBC Group unified its brand across core markets, including Hong Kong, strengthening its One Group strategy to harness the vast opportunities within the ASEAN-Greater China corridor. Guided by the core values of “Lasting Value, Integrity, Forward-looking, Respect and Responsibility”, OCBC Hong Kong is committed to delivering sustainable long-term value to our customers and employees. We are also dedicated to acting responsibly within the community, supporting cross-border collaboration, and promoting sustainability through ongoing initiatives. OCBC is the longest established Singapore bank, formed in 1932 from the merger of three local banks, the oldest of which was founded in 1912. It is one of the world's most highly-rated banks, with Aa1 by Moody's and AA- by both Fitch and S&P. Recognised for its financial strength and stability, OCBC is consistently ranked among the World's Top 50 Safest Banks by Global Finance and has been named Best Managed Bank in Singapore by The Asian Banker. OCBC is the second largest financial services group in Southeast Asia by assets. The Group offers a broad array of commercial banking, specialist financial and wealth management services, ranging from consumer, corporate, investment, private and transaction banking to treasury, insurance, asset management and stockbroking services. OCBC's private banking services are provided by its wholly-owned subsidiary Bank of Singapore, which operates on a unique open-architecture product platform to source for the best-in-class products to meet its clients' goals. Its insurance subsidiary, Great Eastern Holdings, is the oldest and most established life insurance group in Singapore and Malaysia. Its asset management subsidiary, Lion Global Investors, is one of the leading asset management companies in Southeast Asia. Its brokerage subsidiary, OCBC Securities, is one of the leading securities firms in Singapore. The Group's key markets are Singapore, Malaysia, Indonesia and Greater China. It has close to 390 branches and representative offices in 19 countries and regions. For more information, please visit www.ocbc.com.hk to learn more about OCBC Hong Kong. OCBC is the longest established Singapore bank, formed in 1932 from the merger of three local banks, the oldest of which was founded in 1912. It is one of the world's most highly-rated banks, with Aa1 by Moody's and AA- by both Fitch and S&P. Recognised for its financial strength and stability, OCBC is consistently ranked among the World's Top 50 Safest Banks by Global Finance and has been named Best Managed Bank in Singapore by The Asian Banker. OCBC is the second largest financial services group in Southeast Asia by assets. The Group offers a broad array of commercial banking, specialist financial and wealth management services, ranging from consumer, corporate, investment, private and transaction banking to treasury, insurance, asset management and stockbroking services. OCBC's private banking services are provided by its wholly-owned subsidiary Bank of Singapore, which operates on a unique open-architecture product platform to source for the best-in-class products to meet its clients' goals. Its insurance subsidiary, Great Eastern Holdings, is the oldest and most established life insurance group in Singapore and Malaysia. Its asset management subsidiary, Lion Global Investors, is one of the leading asset management companies in Southeast Asia. Its brokerage subsidiary, OCBC Securities, is one of the leading securities firms in Singapore. The Group's key markets are Singapore, Malaysia, Indonesia and Greater China. It has close to 390 branches and representative offices in 19 countries and regions. For more information, please visit www.ocbc.com.hk to learn more about OCBC Hong Kong. At OCBC, our commitment to excellence is recognised through the distinguished awards we’ve garnered over the years. These accolades highlight our unwavering dedication as one of Singapore’s best banks. Bank of the Year, Asia Pacific The Asian Banker Asia Pacific Banking Services (Excellence) Bloomberg Businessweek 2025

Best Commercial Bank (SMEs) in Hong Kong FinanceAsia 2024-2025 OCBC Hong Kong Credit Ratings Moody's Rating Long-term CRR Aa2 Long-term Deposit Aa3 Long-term rating outlook Stable OCBC Hong Kong Credit Ratings Consumer Banking We offer a full range of products and services to individuals, including wealth management products such as unit trusts, bancassurance products and structured deposits; deposit products; consumer loans such as home loans, car loans, personal loans and credit cards; and securities trading. We offer a full range of products and services to individuals, including wealth management products such as unit trusts, bancassurance products and structured deposits; deposit products; consumer loans such as home loans, car loans, personal loans and credit cards; and securities trading. Business Banking We provide comprehensive financial services to large corporates, financial institutions, government agencies, and small and medium-sized enterprises (SMEs). We provide comprehensive financial services to large corporates, financial institutions, government agencies, and small and medium-sized enterprises (SMEs). Investment Banking We provide capital markets, corporate finance and mezzanine capital financing to customers in the Asia Pacific region, offering both conventional and Islamic structures. This division works closely with the other business banking units to develop and customise products and services for our corporate customers. We provide capital markets, corporate finance and mezzanine capital financing to customers in the Asia Pacific region, offering both conventional and Islamic structures. This division works closely with the other business banking units to develop and customise products and services for our corporate customers. Transaction Banking We offer transaction-related services such as cash management, trade finance, and custody/nominee services to SMEs, large corporations, financial institutions and government entities in Singapore and Malaysia. We offer transaction-related services such as cash management, trade finance, and custody/nominee services to SMEs, large corporations, financial institutions and government entities in Singapore and Malaysia. We engage in foreign exchange activities, money market operations, fixed income and derivatives trading and also offer structured treasury products and financial solutions to meet our customers’ investment and hedging needs. We engage in foreign exchange activities, money market operations, fixed income and derivatives trading and also offer structured treasury products and financial solutions to meet our customers’ investment and hedging needs. OCBC Centre, 161 Queen’s Road Central, Hong Kong OCBC Centre, 161 Queen’s Road Central, Hong Kong You are leaving our website This hyperlink may allow you to leave OCBC Bank (Hong Kong) Limited website. The website accessed through this hyperlink may not provide you with any regulatory protections. All the information you provided will be subject to the terms and personal data policy of the third-party website. OCBC Bank (Hong Kong) Limited is not liable for your use of the hyperlink website.